/* ============================================================
   IB 정책 페이지(개인정보/이용약관/취소환불) — 미니멀 모노크롬
   ============================================================ */
.plc{max-width:860px;margin:0 auto;padding:20px 20px 80px;font-family:'Pretendard','Malgun Gothic',sans-serif;color:#374151;-webkit-font-smoothing:antialiased;}
.plc *{box-sizing:border-box;}

/* hero */
.plc-hero{text-align:center;margin-bottom:40px;padding-bottom:32px;border-bottom:1px solid #e5e7eb;}
.plc-eyebrow{display:inline-block;font-size:12px;font-weight:600;color:#9ca3af;letter-spacing:.2em;text-transform:uppercase;margin-bottom:14px;}
.plc-title{font-family:'Paperlogy','Pretendard',sans-serif;font-size:34px;font-weight:800;color:#111827;letter-spacing:-.02em;line-height:1.2;}
.plc-bar{width:40px;height:3px;background:#cf455e;border-radius:2px;margin:18px auto 0;}
.plc-sub{font-size:15px;color:#6b7280;margin:16px auto 0;font-weight:400;max-width:520px;word-break:keep-all;line-height:1.7;}

/* card */
.plc-card{background:#fff;border:1px solid #e5e7eb;border-radius:10px;margin-bottom:12px;overflow:hidden;}
.plc-head{display:flex;align-items:center;gap:12px;padding:16px 24px;background:#f9fafb;border-bottom:1px solid #e5e7eb;}
.plc-ico{flex:0 0 auto;font-size:17px;line-height:1;color:#6b7280;}
.plc-h{font-size:16px;font-weight:700;color:#111827;letter-spacing:-.01em;}
.plc-body{padding:20px 24px 22px;}
.plc-body>p{font-size:14.5px;line-height:1.85;color:#374151;margin:0 0 8px;}
.plc-body>p:last-child{margin-bottom:0;}
.plc-body b{font-weight:700;color:#111827;}
.plc-hl{font-weight:700;color:#111827;}

/* list */
.plc-li{position:relative;padding-left:16px;margin:9px 0;font-size:14.5px;line-height:1.75;color:#374151;}
.plc-li:first-child{margin-top:0;}
.plc-li::before{content:'';position:absolute;left:2px;top:9px;width:5px;height:5px;border-radius:50%;background:#9ca3af;}

/* callout */
.plc-callout{display:flex;gap:14px;align-items:center;background:#f9fafb;border:1px solid #e5e7eb;border-radius:8px;padding:18px 20px;margin-bottom:16px;}
.plc-callout .ci{flex:0 0 auto;font-size:22px;line-height:1;color:#6b7280;}
.plc-callout .ct{font-size:14.5px;line-height:1.75;color:#374151;}

/* 위탁 row */
.plc-kv{display:flex;gap:16px;align-items:center;padding:14px 18px;background:#f9fafb;border:1px solid #e5e7eb;border-radius:8px;margin:6px 0;}
.plc-kv .k{font-weight:700;color:#111827;min-width:130px;font-size:14px;}
.plc-kv .v{font-size:14px;color:#374151;}

.plc-foot{text-align:center;font-size:13px;color:#9ca3af;margin-top:28px;line-height:1.7;}

@media (max-width:640px){
  .plc{padding:32px 16px 60px;}
  .plc-title{font-size:26px;}
  .plc-head{padding:14px 18px;}
  .plc-body{padding:16px 18px 18px;}
  .plc-callout{padding:16px 16px;gap:12px;}
}